Many Americans are on a treadmill, with goals to be further ahead but just can’t seem to get there with tax, tuition, inflation,  the rising cost of health care, and countless other factors.

Enter the YOUR FAMILY BANK® concept.

A unique way to get off the treadmill. It’s rather simple actually… stop paying banks and lenders. Take every dollar and make it go to work for you. Avoid risk and secure your future with guaranteed growth you can count on.

To learn about how this concept can work for you, select the contact tab on the bottom of this page!


The Average American Household pays 34% of the money they earn in a lifetime out to interest. This interest goes to cars, credit cards, student loans, mortgages, all the things we finance is interest going out… and we pay taxes!

About $.40 of every dollar the average American earns goes out to taxes. Everything from income tax, to sales tax, capital gains tax, gas tax, estate tax etc.

This leaves approximately 26% to pay for everything else like vehicles, clothes, insurance, gas etc.

We call this Lifestyle money.

Of this amount only 3% goes towards savings…


Most financial advisors concentrate on that 3% savings. You know what they say… “You’ve got to save more money” but most people are unable.

At Your Family Bank, we focus on the problem, 34% going to interest and 40% to taxes.

What if we could reduce that 34% going to interest and also reduce taxes? That would allow for more lifestyle money and would also free up cash to contribute towards savings!

Using the Your Family Bank 7 steps of Money Management, we can do just that.

Let's take a look at how banks leverage cash flow

Do you want to be the bank?

  • Use your dollar like a bank

  • Give every dollar two jobs

  • Create compounding interest for yourself


I was reviewing our bills and was frustrated that no matter how hard I tried, I couldn't seem to lower our debt. I couldn't figure out what I was doing wrong.

After listening to (my YFB producer) and seeing the numbers on paper, I have to admit, the program intrigued me. I told them that at this point there had to be a better way than what I was doing and was willing to try anything.

Come to find out, (YFB) it's just better. We have now been on the plan for almost two years now and have paid off over $50,000.00 in debt. I should also mention that we have not had to change our lifestyle either. Our personalized financial plan shows that we could be completely debt free within 9 years, including our mortgage, and still be able to send our 2 children to college and retire without financial hardship.

Thank you for being patient with a skeptic and providing the tools to obtain a debt free future.

-Erika M ----}